Why Finance with Express Credit Auto?

Here's why you should trust Express Credit Auto with financing your next vehicle:

• Our Process is FAST - spend minutes not hours

• Financing is EASY - 99% approval rates

• You have OPTIONS - start the process online or in the store. YOU CHOOSE

• It's TRANSPARENT - we do not charge processing fees. Our listed price is what you pay, nothing more.

• You're PROTECTED - a 3 year/36,000 mile limited warranty is included with every purchase

• We're LOCAL - proudly serving Oklahomans since 1996.

• Referral Credits - refer friends/family that also purchase from us and get a $100 credit applied towards your account

• Competitive Interest Rates - interest rates lower than national buy here pay averages and comparable to many new car stores. Average current rate 14.3% with rates as low as 8.98%

You have simple basic questions that you want answers to and we are here to give them to you.

• How much do I have to put down?
  Our low down payments range from $200 - $2500 for qualified customers. Unlike our competitors, our down payments are not set per vehicle. They are customized to YOU and your unique credit situation.
  
  

• Will you approve me?
  We have an easy pre-approval process with 99% approval rates.
  
  

• How do I get Pre-Approved?
  Click on the Get Pre-Approved links throughout the website, answer a few simple questions and then Submit the Required Documents.  A member of our staff will process your application and someone will reach out to you as soon as it is complete.
  
  

• What do I need to bring with me to the dealership?

• Current Driver's License

• Proof of Income (Most recent Pay Stub, SSI Declaration Page, Last 3 months bank statements, etc.)

• Proof of Current Address (Utility Bill, Phone Bill, Bank Statement, Etc.)
  
  

• What vehicles can I choose from?
  Get Pre-Approved and you will know exactly which of our 500+ vehicles that you qualify for.

Personalized financing for ALL CREDIT SITUATIONS

We will help you find the vehicle that is right for your lifestyle and budget.

3 yr/36K mile limited warranty included with every purchase

Online payment options after the sale.

5 locations across Oklahoma to serve you better.

We report to the credit bureaus: Transunion and Equifax

To us this is a relationship for the long term, not just until you drive off of the lot and that is what has kept us in business since 1996.