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Buy Here Pay Here Tulsa, OK

If you are looking to purchase a high-quality used car or truck with lower mileage in Tulsa, OK, then look no further than Express Credit Auto. Not only do we have the best pre-owned cars in the Tulsa area, but we also offer simple and fast buy here pay here financing.

Who are we?

We are a locally-owned business serving the Tulsa area for over 25 years. We are committed to providing our customers with the best possible experience, whether they are buying a used car or seeking a vehicle loan.

Our very first lot opened in Oklahoma City, and today we have five car lots in the Oklahoma area, including Midwest City, Tulsa, and Norman, OK.

What is buy here pay here?

Simply put, this type of financing allows someone to purchase a vehicle and make their affordable payments directly to us. This payment plan is beneficial for people who may have a bad credit score or who may not be able to obtain traditional financing.

Benefits of Buy Here Pay Here

Many benefits come along with choosing buy here pay here, such as:

  • You don't have to deal with third-party lenders. You make your car payments directly to us, and we'll take care of the rest for easy payment processing!

  • We report your payment history to the credit bureaus, so you can improve your credit score by making on-time payments.

  • You can get approved for financing regardless of whether you have bad credit or not. We have a 99% approval rate.

Why Do Thousands Choose Express Credit Auto Tulsa Over the Rest

At Express Credit Auto Tulsa, we pride ourselves on helping Oklahomans since 1996. We offer a wide range of benefits that they simply cannot find at any other dealership, such as:

  • A large selection of high-quality used cars to choose from

  • We have a wide variety of low-mileage vehicles that are in excellent condition.

  • Simple and affordable payment plans with no strings attached

  • A team of experts who are dedicated to helping you find the perfect vehicle for your needs

  • We are committed to a long-term relationship with you. Unlike other dealerships who you won't hear from once you've made a purchase, we'll stay in touch to make sure you are happy with your vehicle and if we can help in any way.

  • When you drive a vehicle off our lot, your financing is done!

Simple Purchase Process

At Express Credit Auto Tulsa, our sales process is simple and straightforward. We want to make buying a car as easy and stress-free as possible for our customers. Here's how it works:

  • You browse our inventory online or in person at one of our five buy here pay here dealership locations in Oklahoma.

  • You find the perfect vehicle and contact us to set up a test drive.

  • You meet with one of our sales associates to go over payment options. With buy here pay here, you'll find simple financing solutions to meet your needs, no matter what they may be.

  • If you have any questions along the way, our team is more than happy to answer them!

We understand that buying a car is a big decision, which is why we take the time to walk you through every step of the process. We also offer a wide range of pre-owned vehicles to choose from, so you're sure to find the perfect one for your needs.

In-House Financing

Our in-house dealer financing is a great option for people who may have bad credit or don't have access to traditional car loans. This allows you to pay directly to us, which makes it easier than ever before!

Chat with an experienced member of our team in Tulsa who will be able to take you through all of the simple buy here pay here options.

With a 99% approval rate, why wouldn't you? What's more, with our pre-approved financing service, you can find out your down payment, and what vehicle you can get.

Shop Now

We have a wide inventory of used cars, SUVs, trucks, and more for you to choose from. You can choose from several different makes and models, all of which are high-quality and reliable 

Whether you are looking for a run-around vehicle or something more robust, we are sure to have the perfect car for you.

What are you waiting for? Shop now!

Tulsa Sales


Sales Locations

North Oklahoma City:                 (405) 792-2280

South Oklahoma City:                 (405) 632-0090

Midwest City:                                (405) 455-7773

Norman:                                        (405) 801-4060

Tulsa:                                             (918) 591-2700


Sales Hours

  • Monday 9:00 am - 7:00 pm
  • Tuesday 9:00 am - 7:00 pm
  • Wednesday 9:00 am - 7:00 pm
  • Thursday 9:00 am - 7:00 pm
  • Friday 9:00 am - 7:00 pm
  • Saturday 9:00 am - 6:00 pm
  • Sunday Closed