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Buy Here Pay Here Norman OK Dealership

When it comes to buy here pay here in Norman, OK, Express Credit Auto is the preferred option for thousands of vehicle owners.

If you're looking for a new or used car in Norman, OK, our team of experts is here to help you get the best deal possible. We have a wide selection of makes and models to choose from, and we're confident that we can help you find the perfect car loan for your needs.

Who are we?

Express Credit Auto is a leading used cars dealership in Norman, OK. We've been helping customers with good, and bad credit scores get the vehicle they need for over 25 years, and we're proud to be one of the most trusted names in the industry.

What is buy here pay here?

It is a type of in-house auto financing that allows us to work with customers who may not qualify for traditional financing - whether they have bad credit or no credit at all. When you finance with us, we'll work with you to create an affordable payment plan that fits your budget and your needs.

Why Express Credit Auto

There are many reasons to choose Express Credit Auto when looking for used car dealers in Norman, OK. Here are just a few:

We take all the stress out of financing

We provide our customers with simple and stress-free payment plans even if they have bad credit or no credit. We understand that buying their next vehicle should be an exciting and positive experience, so we remove the financial stresses by making it as easy as possible.

We are re-inventing car loans

We believe strongly in trust and show this by ensuring we offer easy car loans and quality used cars. We focus on purchasing newer used cars with lower mileage, where our customers drive home in a car or truck they are proud of. While this is not the case with most dealerships, when you drive a vehicle off our lot, your financing is done!

We Are the Experts in Used Cars in Normal, OK

We have a team of experts who are committed to helping you find the perfect car for your needs, and we're always here to answer any questions you may have.

Flexible Auto Financing

We offer flexible financing terms and competitive rates, so you can get the car you need without breaking the bank.

In-house financing with Express Credit Auto

We have the perfect solution for you if you are looking for quick and straightforward in-house financing. You make your car payments to us, so there is no need to worry about who your lender is. We are specialists in unique credit situations, and our experienced team in Norman, OK, will work with you to tailor a car deal suited to your needs.

No matter what situation you have been in - judgments, bankruptcies, bad credit score, slow pay, repossessions, divorce, or even no credit. We are so confident that even if you have been turned down in the past, there is a 99% chance that we can offer you the financing you need with no credit required. We look past FICO scores and take each situation into account for you.

Better interest rates

If you have been at another dealership and they have told you that your interest rate is too high, they are using your FICO score as the main factor on which to base their decision. Here at Express Credit Auto in Norman, OK, we don't do things that way. We offer some of the best interest rates in the industry without basing our decision solely on credit history.

Get pre-approved

With a 99% approval record, we can help you get pre-approved today - no credit required. Our team will help you understand your down payment, know what used car you can afford, and have the assurance that you are approved.

Enter your details here to find out.

The Express Credit Auto difference!

·  We have hundreds of quality used cars, trucks, and SUVs for you to choose from

·  Fast and easy approval, with a 99% success rate

·  Get referral credits on your next purchase

·  We include a three-year or 36 000 mile-limited warranty with every purchase

·  You'll benefit from competitive interest rates

·  We keep things completely transparent right from the start

 If you want to learn more about our bad credit financing options, please don't hesitate to contact us today. We would be more than happy to answer any questions you may have.

Get your dream car with us today!

Norman Sales


Sales Locations

North Oklahoma City:                 (405) 792-2280

South Oklahoma City:                 (405) 632-0090

Midwest City:                                (405) 455-7773

Norman:                                        (405) 801-4060

Tulsa:                                             (918) 591-2700


Sales Hours

  • Monday 9:00 am - 7:00 pm
  • Tuesday 9:00 am - 7:00 pm
  • Wednesday 9:00 am - 7:00 pm
  • Thursday 9:00 am - 7:00 pm
  • Friday 9:00 am - 7:00 pm
  • Saturday 9:00 am - 6:00 pm
  • Sunday Closed